Best Digital Banks

Looking for something more modern? Here is our rundown of the top UK digital banks.

Best For Rewards
Chase Bank
1% cashback on most purchases.

Chase has brought to the UK the kind of rewarding banking you normally only see in the states. We're hoping it starts a revolution on this side of the Atlantic. The digital experience is also first class and there is 24/7 customer support.

Remember to check out the Chase website for all the terms and conditions.

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First Direct

They have a grade score of 76 - ranking them as the second-best UK bank. A long-standing reputation, great digital experience and top-notch customer service make them an excellent choice for most people.

We are sorely missing their £175 introductory offer however and hope they bring it back to market soon.

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Starling Bank
A great challenger bank.

With a score of 76% it's clear to see why many people love Starling.

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Monzo
The original challenger.

It started a wave of neo-banks in the UK and Monzo remains a top pick due to its plethora of features and desire to constantly innovate.

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Revolut
Features galore.

If you're a traveller or just like having a tonne of nifty features then Revolut is worth checking out.

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Monese
Great for internationals.

Fantastic for internationals who want a smooth way to open an account, value no/low-fee international spending and want a great digital experience.

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Wise
Great for travellers.

It’s hard to go too wrong when using this for international transfers, spending abroad or getting paid when in another country.

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