Top 10 Accounts

Here is April’s round-up of the top ten accounts in the UK:

Best Current Account
First Direct
£175 for switching.

A fantastic offer from First Direct. They have a grade score of 76 - ranking them as the second best UK bank.

Read the full conditions on First Direct's website.

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Awesome Rewards
Chase Bank
1% cashback on most purchases.

Chase has brought to the UK the kind of rewarding banking you normally only see in the states. We're hoping it starts a revolution on this side of the Atlantic. The digital experience is also first class and there is 24/7 customer support.

Remember to check out the Chase website for all the terms and conditions.

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Starling Bank
A great challenger bank.

With a score of 76% it's clear to see why many people love Starling.

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Monzo
The original challenger.

It started a wave of neo-banks in the UK and Monzo remains a top pick due to its plethora of features and desire to constantly innovate.

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3 months Premium free for The Grade's readers
Revolut
Features galore.

If you're a traveller or just like having a tonne of nifty features then Revolut is worth checking out.

Visit Revolut & See Offer Read Our Review
Monese
Great for internationals.

Fantastic for internationals who want a smooth way to open an account, value no/low-fee international spending and want a great digital experience.

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Cashplus Bank

Best for those without a great credit score.

A bank account for those having difficulty getting a bank account - and with great customer service to boot.

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Wise
Great for travellers.

It’s hard to go too wrong when using this for international transfers, spending abroad or getting paid when in another country.

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Best Switching Offer
NatWest
£200 for switching

Currently if you switch to Natwest they will give you £200. You need to open an account online or using their app, pay in at least £1,250 and use their mobile banking service within 60 days. One these criteria are met, the £200 is paid within 7 days.

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